A college professor teaching a course called "The Psychology of Fear" brings his students (including a psychic) to his home, one dark and stormy night to tell scary stories. The first involves a young couple whose car breaks down by an old, abandoned house. The second has four trendy teenage girls getting lost in a bad part of town and chased by a pack of vicious dogs. Last, a woman on crutches confronting a stalker at the answering service where she works the night shift.

Jillian McWhirteras Allison (segment "Allison's Story")
Pamela Adlonas Cheryl (segment "Allison's Story)
Ramy Zadaas Prof. Edward Derek (segment "Allison's Story")
Marg Helgenbergeras Alex (segment "All Night Operator")
Marc McClureas Kevin (segment "The Old Dark House")
Judie Aronsonas Jennifer (segment "A Night on the Town")
Nadine Van der Veldeas Joan (segment "The Old Dark House")
Alan Rosenbergas Richard (segment "All Night Operator")
Penelope Sudrowas Kelly (segment "A Night on the Town")
Jordana Capraas Vanessa (segment "All Night Operator")
Phedon Papamichael